Pangungutang: Maaari Na Makasuhan Ngayon Ang Mga Hindi Nagbabayad Ng Utang Maging Sa Sari-Sari Store Man Ito

In the Philippines, temporary loan or also known as “utang” is extremely usual mostly for those who are constantly having a difficult time attempting to make their ends meet and sometimes, not all loan creditors are getting back what was leased from them.

Do you constantly find yourself a victim of loan borrowers who are just good to you when they need money but will soon be out of reach when it’s time to recompense their debt already?

This is the reason why the Supreme court is pushing for a quick and easy method of gathering debt payment instead of filing a criminal case for culprits; this will be viable under the revised small claims method.

Under this new system, it will be simplier to file a civil case within metropolitan and municipal trial court and the conclusion will be released in just 30 days upon filing the profess.

This is Supreme Court’s solution to the raising quantity of cases filed in the court against money profess.

The current system will also have an inexpensive filing fee and less lucky complainants could also have a dispensation if they’re indigent or not financially able to recompense the fee.

Chief Justice Maria Lourdes Sereno clarified:

“Ito po ay abot-kayang hustisya. Sapagkat sa pananaw naming, wala pong maliit na halaga na hindi dapat ayusin ng hustisya. Sa small claims, sisiguraduhin natin na ang batas ay maging simple, mabilis, mura.”

Lawyer’s assistance will longer require if the money profess isn’t over 200, 000 pesos, the complainants will just require to fill out the small claims for and pass required supporting documents.

The altered small claims will cover money profess from loan, debt, rent, services, and mortages.

As soon as the complainant order the case, the court will tell the defendant and need them to answer the said complaint and will schedule a hearing in just 30 days.

Should both partied did not concur to settle their money claim problem; the judge will quickly release a decision of the case within 24 hours.

But, for the system not to be misapplied, extra charges will be applied for every extra defendant. There’s an additional charge when a person files a case for over 5x a year.

Based to Supreme Court, in 2016, approximately 13, 000 small profess cases were solved, much higher from 10, 000 cases found a solution in 2015.

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